2024 Vehicle Finance Conference & Expo

January 29 – February 1, 2024 | The Bellagio, Las Vegas NV

Plan to:


with actionable general sessions and smart breakouts


with subject matter experts and key decisionmakers


with colleagues and industry executives

No need to wager on the quality of the AFSA Vehicle Finance Conference & Expo experience at The Bellagio Las Vegas. The newly renovated and updated rooms and suites at the Bellagio will offer our attendees a perfect blend of beauty and elegance, elevate your stay, and match the unparalleled service and guest experiences you’ve come to expect from AFSA conferences and the Bellagio. With views of the Las Vegas valley or the iconic Bellagio fountains from your suite, your stay will be nothing short of unforgettable.

With nearly 700 attendees, you’ll meet key decision makers and the top minds shaping the industry, including:

  • Senior leaders from vehicle finance and leasing companies and banks
  • Risk management, marketing and sales, operations, remarketing and commercial credit executives
  • Legal, compliance, government affairs executives
  • Industry data, solutions and technology providers
  • Industry experts, consultants


Member $1,760
Non-Member $2,760
Auto Dealer $450
Board/Committee Member $1,430
First Time Attendee (Members Only) $1,430
Spouse/Guest $800
Vehicle Commercial Credit Committee Meeting Only $400


9:00 a.m. – 12:00 p.m. State Government Affairs Committee
Breakfast starts at 8:30 a.m.
Sponsored by
12:00 p.m. – 1:00 p.m. State Government Affairs & Law Committee Joint Lunch
Sponsored by
1:00 p.m. – 5:00 p.m. Law Committee Meeting (committee members only)
Sponsored by
1:30 p.m. – 2:30 p.m. Business Partner Board DaVinci 2
4:15 p.m. – 6:15 p.m. Women’s Leadership Council
(Council Members Only)
Sponsored by
DaVinci 1
5:30 p.m. – 8:00 p.m. Law Committee Reception Dinner (separate registration required)
Sponsored by
RPM Restaurant
6:15 p.m. – 8:30 p.m. Independent Auto Finance Executives Group Reception/Dinner
Invitation Only
Sponsored by
RPM Restaurant
8:00 a.m. – 9:30 a.m. AWARE Board Meeting Donatello 1
8:00 a.m. – 8:40 a.m. Independent Auto Finance Executives Group Breakfast
Sponsored by
DaVinci 1
8:40 p.m. – 11:30 a.m. Independent Auto Finance Executives Group Meeting
Sponsored by
DaVinci 2/3
8:30 a.m. – 4:00 p.m. Law Committee (committee members only)
Breakfast Sponsor:
Lunch Sponsor:
9:30 a.m. – 12:00 p.m. Vehicle Finance Credit Risk Committee
Sponsored by
Monet 4
12:00 p.m. – 1:00 p.m. Vehicle Finance Board & Independent Auto Finance Executive Group Luncheon
Sponsored by
DaVinci 1
1:15 p.m. – 2:45 p.m. Vehicle Finance Board
Sponsored by
DaVinci 2/3
4:00 p.m. – 5:30 p.m. OPENING GENERAL SESSION
Chair/CEO Remarks
Bill Himpler, President & CEO, AFSA
Charlie Vogelheim, Principle, Vogelheim Ventures

Industry Pulse
Michael Dunne, Chief Executive Officer, Dunne Insights LLC
Melinda Zabritski, Sr. Director, Solutions Consulting, Experian Automotive
Steve Greenfield, Partner, Automotive Ventures
Tim Gill, Chief Economist, AFSA
Sponsored by
Tower 3,5,8
5:30 p.m. – 7:30 p.m. Welcome Reception w/ Exhibitors
Reception Sponsored by
Premium Bar Experience Sponsored by
Entertainment Sponsored by
Tower 1,2,4,6,7
7:30 p.m. – 9:00 p.m. Vehicle Finance Board Reception/Dinner (by invitation)
Reception Sponsored by
Dinner Sponsored by
Entertainment Sponsored by 
DaVinci 1
8:00 a.m. – 8:30 a.m. Breakfast w/ Exhibitors
Sponsored by
Tower 1,2,4,6,7
8:30 a.m. – 10:15 a.m. GENERAL SESSION
Industry Keynote
Robert Kurnick, Jr.,
Vice Chairman, Penske Corporation & President, Penske Automotive Group, Inc.Conference Keynote
Gian Paul Gonzalez, Public Speaker, Educator & Executive Director “Hope & Future Youth Center”​
Sponsored by
Tower 3,5,8
10:15 a.m. – 10:45 a.m. Refreshments w/ Exhibitors
Refreshments Sponsored by  
Puppies Sponsored by
Tower 1,2,4,6,7
10:45 a.m. – 11:30 a.m. GENERAL SESSION
Capital Policy Update
Danielle Fagre Arlowe, Senior Vice President, AFSA
Celia Winslow, Senior Vice President, AFSA
Sponsored by
Tower 3,5,8
11:30 a.m. – 12:15 p.m.

GENERAL SESSION | All In on AI? Accelerating Opportunity, Mitigating Risk

The auto industry is keen to embrace innovations that meet consumer needs. Data remains at the heart of a good digital experience for frictionless personalized content, product offers and customer service. In leveraging  data, technology, and AI, how can organizations unlock insights that better serve their customers while remaining thoughtful and well-managed?

Sanjiv Yajnik, President, Financial Services, CapitalOne
Dr. Scott Zoldi, Chief Analytics Officer, FICO

Sponsored by

Tower 3,5,8
12:15 p.m. – 1:15 p.m. Luncheon w/ Exhibitors
Lunch Sponsored by
Puppies Sponsored by
Tower 1,2,4,6,7
1:15 p.m. – 2:15 p.m. Breakout: Growing and Diversifying the Auto Market
Marc Bland, Chief Diversity Officer, S&P Global Mobility
Sponsored by AFSA’s Diversity and Inclusion Working Group
 1:15 p.m. – 2:00 p.m.

GENERAL SESSION | Charge! What’s Accelerating the EV Market in 2024?

With EV innovation, affordability and financing options aligning for U.S. market growth in 2024, will U.S. policies and infrastructure keep pace? Gain exclusive insights in this must attend session for AFSA conference attendees from our All-Star Industry Analysts on market forecasts, access and affordability, where industry and consumer incentives and infrastructure build out are headed.

Elizabeth Krear, Vice President, Electric Vehicle Practice, J.D. Power
Nishit K. Madlani, Managing Director Sector Lead North American Autos & Business Technology Services Corporate Ratings, S&P Global
Jonathan Smoke, Chief Economist, Cox Automotive

Sponsored by

Tower 3,5,8
2:00 p.m. – 2:45 p.m.

GENERAL SESSION | Crafting the Killer CX

Between economic uncertainty and ever-evolving expectations the customer experience (CX) matters more than ever and must rapidly adapt to the speed of need of the consumer and your business. Avoid the pitfalls that frustrate customers, damage brand loyalty and risk lost business.  Join our distinguished panel to discover the trends, innovations, and best practices that are delivering customer experiences that win business and build loyalty.


Donald Chesnut, Chief Experience Officer, General Motors
Mark Pregmon, Vice President Consumer Lending, USAA Federal Savings Bank
Rhett Ricart, Chief Executive Officer, Ricart Automotive Group

Sponsored by

Tower 3,5,8
2:45 p.m. – 3:15 p.m. Refreshments w/ Exhibitors
Refreshments Sponsored by  
Puppies Sponsored by
Tower 1,2,4,6,7
3:15 p.m. – 3:45 p.m.

Solutions Showcase

Back by popular demand, the AFSA Main Stage will be buzzing with the Solutions Showcase, bringing together innovative, exciting AFSA Business Partner products or services that can help transform consumer credit operations.

Six AFSA Business Partners selected by the Vehicle Finance Conference Planning Task Force will showcase their best products and services that can add to any company’s value proposition spanning compliance, risk, payments, mobility, and marketing.

Tower 3,5,8
3:45 p.m. – 4:30 p.m.

GENERAL SESSION | Sleep Better at Night: Executing a Resilient Cyber Program

Cybersecurity threats are evolving to match businesses’ adoption of everything from the cloud to “work from anywhere,” and then there is the dreaded “unknown” to be prepared for. How? Hear from senior leaders at every level: from network operators to federal policymakers, and corporate information security officers, about the state of play in cybersecurity and how enterprises large and small can integrate and strengthen current cyber programs for the future of their businesses.


William Orange, Vice President, Information Technology, Nissan Americas
Justin Oesterle, Chief Executive Officer, RouteOne
Carolyn Purwin Ryan, Partner, Mullen Coughlin LLC

Sponsored by

Tower 3,5,8
4:30 p.m. – 5:15 p.m.

GENERAL SESSION | Lies & Loans: What’s on the Vehicle Finance Fraud Horizon?

From false documents, overstating income and phantom loans to synthetic identities and leveraging stolen data on the Dark Web, vehicle finance fraudsters are adapting and innovating as quickly as the technology and techniques used to trap them.  Hear from experts on the frontlines of law enforcement, investigations, and technology solutions that are combatting the fast-evolving fraud market and what you need to know to keep your portfolios clean.


Erika Dietrich, Head of Merchant Payments Analytics & Optimization, ACI Worldwide
Frank McKenna, Co-Founder & Chief Fraud Strategist of AI, PointPredictive
Geoff McLellan, Chief Risk Officer, Ford Motor Credit Company
Richard Tsai, Head of Markets, Product Marketing for Global Fraud Solutions, TransUnion
Capt. Brian Cole, Las Vegas Metropolitan Police Department, Financial Crimes

Sponsored by

Tower 3,5,8
5:30 p.m. – 7:00 p.m. Happy Hour with Exhibitors
Reception Sponsored by
Puppies Sponsored by
Tower 1,2,4,6,7
8:00 a.m. – 8:30 a.m. Breakfast
Sponsored by
Tower 3,5,8
8:30 a.m. – 10:00 a.m. GENERAL SESSIONS
AFSA/NADA Dialogue
Kristin Karwat, Chief Executive Officer, Gateway Financial Solutions
Gary Gilchrist, 2024 NADA Chairman, Gilchrist Chevrolet Buick GMC Inc.CEO Roundtable

Join us for the capstone of our conference, our CEO roundtable, which provides attendees with insights from leaders in the diverse vehicle finance industry for the coming year.

Betty Jotanovic, President of Chrysler Capital & Auto Relationships, Santander Consumer USA
Tommy Moore, Jr., Chief Executive Officer, Stellantis Financial Services
Petar Vucurevic, Senior Vice President, Financial Services, American Honda Finance Corporation
George Fussell, Chief Executive Officer, SAFCO

Sponsored by

Tower 3,5,8
10:30 a.m. – 1:30 p.m. Vehicle Commercial Credit Committee Meeting/Luncheon Davinci 2/3
10:30 a.m. – 1:30 p.m. Operations & Regulatory Compliance Committee
Sponsored by


Keynote Speaker

Gian Paul Gonzalez

Gian Paul Gonzalez

Gian Paul Gonzalez is widely recognized for inspiring the New York Giants to their 2012 Super Bowl victory with the phrase “All In.”
Gonzalez, a high school teacher in Union City, N.J., was asked to lead a chapel service for members of the New York Giants team the night before the team’s Christmas Eve 2011 game against the New York Jets. To illustrate the concept of commitment, Gonzalez handed each football player a poker chip. Instructing the players to write their number on one side of the chip and write what they wanted to be committed to on the other side. He then shared with the team the meaning behind the poker phrase “All In”. Gian Paul inspired them to be committed and put all their “chips” on the table. He went on to urge players to fully commit to anything they take on, whether as a father, husband, son or even, a football player. The team went on to win every game, up to and including Super Bowl XLVI, where they beat the New England Patriots 21-17.
Gian Paul Gonzalez is himself an inspiration. He was a former NCAA First Team All-American forward from Montclair State University scoring nearly 1,400 points in his 3 year career. Played in the NBA Summer League in 2007 and was offered a few professional basketball contracts, yet he turned them down in order to continue his work with at-risk youth. He is a gifted motivational speaker and is the founder of Hope + Future. This organization is dedicated to using athletics & physical fitness to share a message of hope and striving for excellence in inner-city public schools and juvenile jails.
The Hope + Future Foundation provides opportunities for youth to proactively become empowered members of their community. Hope + Future uses extracurricular activities, events and programming to provide health, and wellness education while bridging the gaps between individual growth and improving families. This unifies communities around a common core belief that there is a hope for each child personally, academically, socially, and economically.
“ALL IN’ is not a slogan, it’s a LIFEstyle.
He has been featured on ESPN as well as had notable appearances on Fox News and CNN. His inspirational talks have made him an internationally renowned speaker for NBA, NFL, English Premiere League & Fortune 500 organizations.

Industry Keynote

Robert Kurnick, Jr.

Robert Kurnick, Jr.

Vice Chairman, Penske Corporation & President, Penske Automotive Group, Inc.

Kurnick, whose career with the Penske organization spans almost three decades, leads a global, highly diversified transportation services company, including one of the world’s premier automotive and commercial truck retail and leasing businesses, transportation logistics and professional motorsports, that generates revenues of more than $39 billion, operates in over 3,200 locations, and employs more than 72,000 people worldwide. Penske Automotive Group is also consistently highly rated for its exceptional customer service and as a ”Best Dealership to Work For” by Automotive News.

Featured Speakers

Marc Bland

Marc Bland

Chief Diversity Officer

S&P Global Mobility

Kyle Birch

Kyle Birch

President, North America Operations

GM Financial

Donald Chesnut

Donald Chesnut

Chief Experience Officer

General Motors

Capt. Brian Cole

Capt. Brian Cole

Financial Crimes

Las Vegas Metropolitan Police Department

Erika Dietrich

Erika Dietrich

Head of Merchant Payments Analytics & Optimization

ACI Worldwide

Michael Dunne

Michael Dunne


Dunne Insights LLC

Danielle Fagre Arlowe

Danielle Fagre Arlowe

Senior Vice President


George Fussell

George Fussell

Chief Executive Officer


Gary Gilchrist

Gary Gilchrist

2024 NADA Chairman

Gilchrist Chevrolet Buick GMC Inc.

Tim Gill

Tim Gill

Vice President, Research & Chief Economist


Steve Greenfield

Steve Greenfield

General Partner

Automotive Ventures

Bill Himpler

Bill Himpler

President & CEO


Betty Jotanovic

Betty Jotanovic

President of Chrysler Capital and Auto Relationships

Santander Consumer USA

Kristin Karwat

Kristin Karwat

Chief Executive Officer

Gateway Financial Solutions

Elizabeth Krear

Elizabeth Krear

Vice President, Electric Vehicle Practice

J.D. Power

Nishit K. Madlani

Nishit K. Madlani

Managing Director Sector Lead North American Autos & Business Technology Services Corporate Ratings

S&P Global Ratings Services

Frank McKenna

Frank McKenna

Co-Founder & Chief Fraud Strategist of AI


Geoff McLellan

Geoff McLellan

Chief Risk Officer

Ford Motor Credit Company

Tommy Moore, Jr.

Tommy Moore, Jr.


Stellantis Financial Services

Justin Oesterle

Justin Oesterle



William Orange

William Orange

Vice President, Information Technology

Nissan Americas

Mark Pregmon

Mark Pregmon

Vice President Consumer Lending

USAA Federal Savings Bank

Carolyn Purwin Ryan

Carolyn Purwin Ryan


Mullen Coughlin LLC

Rhett Ricart

Rhett Ricart


Ricart Automotive Group

Jim Schneider

Jim Schneider

Executive Vice President & Chief Operating Officer

Mariner Finance, LLC

Jonathan Smoke

Jonathan Smoke

Chief Economist

Cox Automotive

Richard Tsai

Richard Tsai

Head of Markets, Product Marketing for Global Fraud Solutions


Charlie Vogelheim

Charlie Vogelheim

Automotive Industry Professional and Enthusiast

Vogelheim Ventures

Petar Vucurevic

Petar Vucurevic

Senior Vice President, Financial Services

American Honda Finance Corporation

Celia Winslow

Celia Winslow

Senior Vice President


Sanjiv Yajnik

Sanjiv Yajnik

President, Financial Services


 Melinda Zabritski

Melinda Zabritski

Senior Director, Solution Consulting

Experian Automotive

Dr. Scott Zoldi

Dr. Scott Zoldi

Chief Analytics Officer




3600 Las Vegas Blvd, Las Vegas, NV 89109
RESERVATIONS: 702-693-7444

GUEST ROOMS: DISCOUNTED RATES (Sunday -Tuesday: $198, Wednesday & Thursday: $228, Friday: $313, $37 Resort fee (single/double plus 13.38% tax per night). Hotel rooms are for registered conference attendees only.

You must contact the hotel directly by Monday, January 8 to reserve your hotel room at the discounted AFSA rate. Reservations will be made on a space available, first-come, first-serve basis. A small portion of the room rate is applied to AFSA to offset conference expenses.


Options from McCarran International Airport 

Taxi: The fare for taxi service between the airport and the Bellagio is approximately $25 and the travel time is approximately 10-15 minutes. 

ENTERPRISE RENT-A-CAR gives AFSA attendees at 10% discount on rental cars. Access Enterprise’s website for reservations and use discount code 16AH072. Parking at the Bellagio is $18 per night for self-parking and $30 for valet. 


AFSA is pleased to offer discounted airfare to the 2024 Vehicle Finance Conference & Expo.

  • United Airlines offers a discount with flights booked via their website using the promotional code ZNVG806912.
  • Delta Airlines offers a discount booked via their dedicated booking website or calling 1-800-328-1111 and using the promotional code NM35Z. 



There are many sponsorship and advertising opportunities. Review AFSA’s Marketing Kit and contact Dan Bucherer at dbucherer@afsamail.org.






A list of exhibitors will be posted in early January.

Exhibitor Resources


Exhibitor Kit

Exhibitor Application

Exhibitor Rules & Regulations

For more information, please contact Marilyn McKinnis, Senior Marketing Manager, mmckinnis@afsamail.org.

ABCoA | Deal Pack
Kiosk K28

ABCoA Deal Pack, a Software-as-a-Service company for the subprime finance industry since 1983; helps automotive finance companies eliminate duplication, remain compliant, and achieve success with industry proven, all-in-one software alongside prompt and dependable service and support.

Jacksonville, FL
Evelyn Hedy | Vice President
(800) 526-5832



ACI Worldwide
Kiosk K31

ACI Worldwide offers a comprehensive suite of billing, payment, disbursement, and virtual collections software solutions that accelerate payments, improve customer experience, and automate manual processes. The ACI Speedpay solution suite powers secure payments while lowering compliance burden.

Coral Gables, FL
Darcy Locke | Vice President, Head of Consumer Finance Sales
(502) 648 2353


Booth 5/6

The class-leading Alfa Systems technology platform is at the heart of America’s largest and most innovative auto finance companies. Supporting 3 of the top 5 in Big Wheels, Alfa maintains exceptional customer satisfaction and always delivers on project objectives.

Royal Oak, MI
Turner Parlin | Head, Sales Operations, Americas
(855) 680-7100


Allied Solutions / Securian Financial
Booth 4/Kiosk K1

Allied Solutions is one of the largest providers of insurance, lending, risk management, and data-driven solutions to financial institutions in the US. Allied Solutions is a wholly owned and independently operated subsidiary of Securian Financial Group.

Carmel, IN
Suzi Straffon | Director, Finance Company Markets
(313) 410-6523


Black Book
Booth 2

Black Book is the leading provider of automotive vehicle pricing and analytical services.

Lawrenceville, GA
Jared Kalfus | President
(800) 554-1026


Brock & Scott, PLLC
Kiosk K23

Brock & Scott, PLLC is a national leader providing default legal services in 20 states including assisting Vehicle Creditors with borrower bankruptcies, replevins, title lien actions, impounds, seizures, collection litigation, and judgment execution. 

Winston Salem, NC
Dennis LeVine | Managing Partner
(813) 836-7648


C&R Software

Kiosk K24

C&R Software empowers organizations to transform their collection and recovery by driving innovation, digitization, and analytics, helping our clients simplify sophisticated systems and revolutionize the customer experience.

Fairfax, VA
Ted London | Director, Regional Sales
(916) 634-5175


Chetu Inc. 
Booth 21

Chetu is a global software solutions and support services provider for the financial services industry.  Chetu’s technology and industry experts provide its clients with a one-stop-shop software delivery model that spans the software technology spectrum.

Sunrise, FL
Michael Stilwill | National Account Manager
(954) 342-5676


Kiosk K12

Conduent delivers state of the art technology and business operations solutions in consumer lending, leasing, and collections that enable financial institutions to minimize cost, decrease risk and grow their business while enhancing the customer experience.

Florham Park, NJ
Jeff Higdon | Senior Director, Consumer Finance Solutions
(972) 998-7701


CounselorLibrary.com / Hudson Cook, LLP
Booth 23

CounselorLibrary.com, LLC, is the leading compliance resource for the consumer financial services and privacy industries, providing comprehensive coverage and analysis of federal and state laws, regulations, and litigation.

Hanover, MD
Mike Willer | Vice President
(614) 855-0505


Kiosk K20

Covius Document Services is the leader in compliance-driven pre- and post-repossession and post-sales notices. Services: regulatory monitoring, custom research/consulting, vehicle finance template libraries (providing UCC- and state-compliant critical notices) and loan/portfolio-level compliance reviews and oversight.

Glendale, CO
Matt Johnson | Vice President, Business Development
(951) 852-8810


Cox Automotive
Booth 28

Cox Automotive is transforming the way the world buys, sells, owns and uses vehicles. Dealertrack, Kelley Blue Book and Manheim solutions provide lenders the connectivity and confidence to thrive in this ever-changing automotive market.

Atlanta, GA
Marguerite Martakis | Lender Solutions Marketing
(516) 300-7082




Kiosk K19

Crypton is a multi-national software company offering a proprietary suite of services including eSignature, eVaulting, remote ID verification using Ai, SMS and more. API integration, SFTP, Web Portal and embedded options are available.

Augusta, GA
David Phillips | President
(706) 955-6407



Booth 24

Compliance Hub+ features advanced libraries and audit trails to ensure regulatory compliance. Streamline your regulatory processes with an end-to-end letter and notice fulfillment platform built with intuitive content management tools.

Alpharetta, GA
Lee Nagel | Chief Client Officer
(678) 677-4262


Booth 15/16

DataScan is a leader in providing lenders with a holistic approach to wholesale portfolio and inventory risk management. With over 30 years of experience, DataScan’s expertise can revolutionize your business’s wholesale loan ecosystem.

Alpharetta, GA
Brian Murphy | Automotive Account Manager
(678) 232-4501


DDI Technology
Kiosk K32

DDI Technology provides a complete automotive titling suite for lenders nationwide. Premier eTitleLien® enables your Loan Operations team to streamline processes, improve reporting and manage exceptions within a simple, user-friendly application.

Irmo, SC
Luke Jumper | Senior Account Executive
(803) 638-1229



Booth 10/11

defi SOLUTIONS offers lenders a total solution for their complete loan or lease lifecycle. For captives, banks, credit unions, and finance companies, from digital engagement through resolution, defi sets new standards for flexibility, configurability, scalability.

Westlake, TX
Brian Conradt | VP SMB Sales and Client Relations
(224) 575-1193


Empire Indemnity Insurance Company Risk Retention Group, Inc.

Kiosk K13

Force-placed insurance for Auto Finance lenders.

Arlington, TX
Eric S. Hurst | Chief Operating Officer
(317) 453-7204


F.H. Cann & Associates, Inc.
Kiosk K10

F.H. Cann & Associates, Inc. provides 1st and 3rd party collections along with call center services.

Exeter, NH
Ryan OHara | Director, Business Development
(978) 701-0283


Kiosk K26

FICO® Platform solves challenges across the entire customer lifecycle with an integrated set of capabilities that deliver game-changing customer experiences with real-time decisions, at scale bringing together data, analytics, machine learning, AI and human expertise.

Bozeman, MT
Andrew Chow | Automotive Leader, FICO
(416) 606-6575



Kiosk K30

FIS Asset Finance, a streamlined, integrated and highly automated auto finance software solution that makes getting an auto lease or loan far less cumbersome, satisfying customers’ demands for a digital experience similar to online retail.

Jacksonville, FL
Scarlett Smith | Senior Sales Executive
(501) 786-1907



Kiosk K9

FSSI is an employee owned, WBE certified document outsourcing company that helps businesses maximize their impact and strategic value through highly customizable print, mail and digital communications solutions.

Santa Ana, CA
John Pulver | Senior Manager, Relationships
(714) 436-3320


GOLDPoint Systems
Kiosk 4

GOLDPOINT Systems offers one of the most complete API based Loan Management Software Systems in the Direct and Indirect market, covering the complete loan life cycle.

Provo, UT
Glen Twede | Executive Vice President
(801) 429-2172



InfoSend, Inc.
Kiosk K7

InfoSend provides Customer Communication solutions for auto finance. From statement printing and mailing services to eBilling and payment solutions, we specialize in every facet of auto finance communication. Elevate your customer experience with InfoSend.

Anaheim, CA
Tom Bleers | Billing & Payments Advisor
(312) 720-0459


Kiosk K27

Inovatec’s proven cloud loan origination and loan management solutions empower lenders to close deals faster, satisfy fast-changing customer needs, shorten time-to-market, optimize revenue and lower operating costs.

Burnaby, BC
Brendon Aleski | Head, Strategic Alliances
(412) 735-1661


J.D. Power PIN Navigator

Kiosk K6

PIN Navigator® is a price optimization and market monitoring tool for the automotive finance industry, designed to support the needs of auto finance lenders by providing access to the most timely competitive data available.

Troy, MI
Paul Linden | Director, PIN Navigator
(248) 762-7444


Kiosk K17

appTRAKER Loan Origination System is configurable & scalable to fit any business model for subprime automotive lending institutions, regional banks, and credit unions. Integrated communication tools streamline digital engagement with both Dealers and Direct Consumers.

Jacksonville, FL
Ray Antunez | Director, Client Services
(904) 479-1343



Kiosk K18

LCT provides lenders with voluntary protection product cancellations and refund quotes to satisfy regulator exam requirements and ensure operational efficiency. LCT provides both software and outsourcing solutions.

Southlake, TX
Tyler Gray | Director, Sales
(817) 725-8340



LexisNexis Risk Solutions
Booth 3

Our auto lending solutions leverage expansive risk intelligence, advanced analytics and innovative technologies to create a more comprehensive consumer profile that enriches decision speed and efficacy across the entire lending ecosystem.

Alpharetta, GA
Craig Stokum | Director, Sales
(516) 410-6645


Kiosk K2

Lightico’s platform enables lenders to continuously digitize and automate customer interactions to offer fast, flawless, secure experiences throughout the customer lifecycle in every channel.

New York, NY
Yotam Haroosh | Director, Consumer Lending



Kiosk K33

Linedata Ekip360 is a front-to-back end solution that supports the full lifecycle of asset finance operations. Designed to bring speed, scale, and ease to financial institutions, dealerships, and captives, Ekip360 is a strength you and your customers can depend on.

Boston, MA
Tay Shah | Sales Executive
(206) 548-1622



National Bankruptcy Services, LLC
Kiosk K5

National Bankruptcy Services, LLC (“NBS”) is the largest automobile outsourced bankruptcy service provider in the United States. NBS provides a complete nationwide proprietary bankruptcy case management solution that maximizes recovery dollars and guarantees compliance.

Dallas, TX
Jim O’Reilly | Senior Vice President
(214) 860-6973



NETSOL Technologies
Kiosk K21

NETSOL Technologies is a US-based, leading financial technology provider to the global auto finance and leasing industry, catering to companies with ever growing and diverse business requirements worldwide.

Encino, CA
Peter Minshall | Executive Vice President
(818) 222-9195


Nordis Technologies
Kiosk K3

Companies trust Nordis Technologies to drive digital transformation and improve customer experience with Expresso™, a patented technology that delivers content control and agility for creating, personalizing and distributing critical digital and print auto finance communications.

Coral Springs, FL
Bryan Ten Broek | Vice President, Business Development
(954) 323-5217


Open Lending
Booth 17/18

Open Lending pioneers fair lending, enhancing accessibility for underserved communities. Using AI decisioning and third-party default insurance, they enable auto lenders to extend car access to deserving borrowers, transforming lives through affordable loans.

Austin, TX
Will Blackson | Vice President, Strategic Accounts
(516) 203-2651


Sonnet by Palinode
Kiosk K25

Palinode offers compliance and productivity software to assist data furnishers with Credit Tradeline’s including consumer disputes and Metro2 reporting.

Brentwood, TN
Bruce Jackson | Chief Revenue Officer
(615) 299-6039



PassTime GPS
Booth 22

PASSTIME is the leading provider of GPS Collection Technology Solutions for over 30 years helping protect portfolios for the automotive and powersports finance companies, dealers, and consumers. The company prides itself on high-quality, reliable products and unmatched support.

Littleton, CO
Kevin Carr | Vice President, Financial Services
(303) 962-5165


Booth 9

Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment, experiences through their preferred payment channel and type.

Charlotte, NC
Nelly Meyer | Director, Regional Sales
(201) 445-0894


Booth 27

PayNearMe is the modern, reliable payments platform that enables consumers to pay how, when and where they choose. Accept more payment types–all with a single, intuitive platform. With PayNearMe, collect every payment, every time.

Santa Clara, CA
(650) 930-1020


Point Predictive
Booth 7/8

Point Predictive powers a new level of lending confidence by optimizing loan approval processes for lenders through advanced machine learning. We accurately pinpoint credible borrowers using our proprietary data repository and decades of risk management proficiency.

San Diego, CA
Andrew Stamps | Senior Director, Lending Solutions
(770) 655-0031



Kiosk K15

Privacy4Cars is a technology company focused on identifying and resolving data privacy issues across the automotive ecosystem. Our mission, Driving Privacy, is to expand protections for individuals and companies focusing on privacy, safety, security, and compliance.

New York, NY
Andrea Amico | Founder & CEO
(617) 309-0937


Booth 13

REPAY is a payment technology provider that offers card and ACH processing, Instant Funding, a consumer-facing mobile app, and online bill payment systems with web, text, and IVR capabilities.

Atlanta, GA
Preston Cecil | Senior Vice President, Consumer Finance
(682) 990-4514




Reynolds and Reynolds
Booth 20

Reynolds and Reynolds develops and supports software for automotive retailers. We feature the industry’s only Retail Management System along with retailing tools built to streamline operations and improve customer satisfaction with the dealership.

Dayton, OH
Erica Lowman | Lender & Aftermarket Relations Account Executive
(512) 809-7456




Reynolds and Reynolds/Law
Booth 19

Thousands of dealers and lenders rely on LAW® documents when selling and financing vehicles. We offer forms to cover any need, including the popular LAW 553 Retail Installment Contract and comprehensive state-specific F&I libraries.

Dayton, OH
Terry O’Loughlin | Director, Compliance, Reynolds Document Solutions
(954) 616-7700


Booth 12

We simplify and streamline the communication process between dealers and you. We understand automotive financing and provide the technology and tools to help grow your business. Access more vehicle loans with the technology dealers trust.

Farmington Hills, MI
Jordan Snider | Senior Manager, Customer Relationships
(248) 862-7520


Secure Title Administration, Inc.
Kiosk K22

Secure Title Administration, Inc. (STA) provides lenders with transparent control over titles while meeting all regulatory and legislative requirements. Whether it’s electronic or paper lien and titling services, our team of experts has you covered.

College Station, TX
Mark Gallagher | Account Executive
(866) 542-7000


Kiosk K11

Socure is the leading provider of digital identity verification and fraud solutions. Its AI and predictive analytics platform applies artificial intelligence and machine learning techniques with trusted online and offline data intelligence to verify identities in real-time.

Village, NV
Maureen Josenhans | Account Executive Director
(914) 338-3170




Solutions by Text
Booth 1

Solutions by Text (SBT) is the pioneer of FinText™, empowering consumer finance companies to engage, interact and transact with their consumers in real-time. SBT has been providing compliance-first enterprise conversational messaging solutions since 2008.

Addison, TX
Greg Carfine | Senior New Business Development
(410) 935-0919


Sopra Banking Software
Booth 25/26

The component-based Sopra Financing Platform (SFP) enables auto lenders around the world to onboard and service customers more efficiently, streamlining every stage of high volume lending and leasing processes, from front to back office.

Alpharetta, GA
Jeff Bunch | Head, Automotive Strategy –
North America
(678) 571-1803


State National Companies
Kiosk K29

Portfolio Protection and insurance tracking has been our core focus for 50 years. State National offers customized solutions for Subprime and Non-Prime lenders that are affordable, collectable and offer solid coverage against charge offs due to uninsured vehicle damage.

Bedford, TX
Mark Baltuska | Vice President, Finance Company Markets
(817) 727-7316


Telrock Systems
Kiosk K14

Telrock Systems is a global technology provider of modern SaaS, cloud-native consumer debt collection and universal business rules and system integration solutions. Contact us at info@telrock.com for more information.

Alpharetta, GA
Michael Morgan | Senior Vice President, Global Sales & Marketing
(678) 412-5151


Booth 14

Winnow provides subscribers with accurate topic-driven surveys and automated compliance change management. Winnow catalogs over 60,000 individual state and federal law requirements maintained by an experienced team of attorneys and professionals.

Anaheim Hills, CA
Wendy Lovett | National Sales Manager
(949) 674-4909


Wolters Kluwer
Kiosk K16

Wolters Kluwer is a global provider of professional information, software solutions, and services supporting the entire auto lending lifecycle, including creating the perfect title, centrally managing, and securitizing contracts and creating a compliant digital strategy.

Minneapolis, MN
Jen Gordon | Manager, Marketing
(313) 727-0420


Zest AI
Kiosk K8

Zest AI helps auto lenders make better credit decisions with deep, accurate lending insights using more data and better math. Lend confidently down the spectrum, mitigate risk, and provide access to financing for more consumers.

Burbank, CA
(323) 450-3000